MCB Launches New Vehicle Financing for Overseas Customers

MCB Bank has introduced a special car financing service called Roshan Apni Car, made especially for Overseas Pakistanis who hold a Roshan Digital Account (RDA). This new scheme allows non-resident Pakistanis to buy a car for their loved ones in Pakistan without getting involved in complex local processes. Whether it’s a brand-new car or a slightly used one, the program makes it easier for Pakistanis living abroad to gift a vehicle to their families back home.

Main Features of Roshan Apni Car

Roshan Apni Car offers several attractive benefits that make it a practical choice for many:

Lower Financing Rates

This program offers financing at cheaper rates than regular car loans in Pakistan. That means you pay less interest over time, making the total cost more affordable.

Home Delivery in Pakistan

MCB will arrange for the car to be delivered directly to your chosen nominee’s address in Pakistan. You don’t need to worry about registration or going to a dealership.

Insurance with Extra Benefits

The cars financed through Roshan Apni Car come with insurance plans that offer lower premiums (monthly payments) and added services, such as roadside assistance if the car breaks down.

Nominee Flexibility

You can choose any close family member—such as your spouse, parents, brother, or sister—as the nominee who will receive and use the car in Pakistan.

New and Used Car Options

This program gives you the choice of buying either a new or a used car, based on your budget. MCB also offers both lien-based financing (where the bank keeps ownership until full payment) and non-lien options.

How to Apply for Roshan Apni Car

If you are an Overseas Pakistani and already have a Roshan Digital Account, you are eligible to apply. The application process is simple and has only four main steps:

1. Open a Roshan Digital Account
   If you don’t have one yet, open it online through any participating Pakistani bank, including MCB.
2. Choose the Car and Plan
   Visit the official Roshan Apni Car portal. Browse through the available vehicles and pick the one you want. Select a financing plan that suits your budget.
3. Assign a Nominee
   Provide the details of your family member in Pakistan who will receive and use the car. Upload the required documents.
4. Let MCB Handle the Rest
   After reviewing your application, MCB Bank will take care of the financing, purchase, and delivery of the car directly to your chosen nominee’s address.

If you need help at any stage, you can contact the MCB Helpline at:
+92 42 111-000-622

Why Roshan Apni Car is a Great Choice

This initiative is a secure, fast, and convenient way for Overseas Pakistanis to support their families in Pakistan. By providing reliable transportation, it helps your loved ones travel safely and comfortably for work, education, or daily errands. You don’t have to travel back to Pakistan or deal with car dealers—everything is handled online from wherever you are in the world.

The information shared here is based on current details available to the public. Terms, conditions, and offers may change, so it’s always a good idea to check the latest updates directly on the MCB Bank official website or by calling their helpline.

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